@Mark Spidellfrom podcast 156 fame is active in Tulsa, you might want to reach out to him.I would think that you would have a difficult time getting funding from a traditional bank since you just lost your W2 income, but your wife should be able to qualify on her own to get you started.

I recommend that you find someone who can advise you further when you get closer to doing your first deal, and make sure they're well qualified to be giving you advice and don't have a conflict of interest in their advice.As far as deal analyzers go, biggerpockets has a decent one or you can pay for one on realeflow.  

Make sure that person is well qualified to give you advice.  

Are you wanting to use that income to qualify for a loan? 

If you did not know, your lender can use a percentage (about 75%) of market rent of legal units you will not be occupying to help qualify you for the mortgage.

Reason for 30y would be so that my debit to income ratio would be lower if I was applying for a 2nd loan.Main thing is I won't be able to qualify for a loan without my full time income, however, I really need to go part time asap as the busy season for my biz is coming up.

I qualify unmarried couples based solely on the person with the most income.

You may operate your rentals in a way that qualify you to be "in business" which then allows you to deduct expenses similar to other business owners.

I would love to hear from you all as to how each of you got started in REI, what kept you all going, financing/negotiating advice for newbies like me, recommendations to find mentors, and other qualified members in your team --- anything you wished someone told you before you started your investing journey --- is helpful and always greatly appreciated.

I'd like to purchase the property and mortgage it to them but I know the mobile park has an HOA fee that as the owner I would have to qualify for but I'm sure that one of the qualifiers is having an income which right now I do not have since I sold my last income property and am looking for another.