As of right now you still need to take them in the classroom but Ohio lawmakers are extremely close to getting a law passed that will allow you to take them online.

The consensus at a panel discussion at last year's IMN conference is that there are over $300 billion in extremely delinquent debt still to be liquidated to the secondary market, plenty to go around for all of us small balance investors. 

I am just extremely conservative with my numbers and I never count on appreciation, ever.  

I've also found the local REIN group to be extremely valuable.  

Crime rates are still extremely high but they are much lower than 5 years ago before revitalization efforts.I'm BRRRRing properties right now (but most don't need much rehab).  

The Southeast Valley in general is performing extremely well and is definitely a seller's market.

My wife and I have planned and saved for quiet a while now to begin our real estate investment journey.

That makes me extremely familiar with the market and I have a lot of connections in this community.

I am new to the real estate business but have been extremely interested in purchasing homes (that don't require a ton of work), doing that work and then reselling them.

Also, Nashville is extremely hard to find any multi family over a quad.