Does this lady not have things to on the wall?

@Nicole Generette   wild guess - your family and friends don't have any rental properties?!

I talked with a nice lady at a small community bank, who told me they had a special where they will be offering the same rate whether I wanted to do a conventional loan or portfolio loan.

I manage the 22 homes owned by me and my lady and I do not use software.  

That being said, I don't consider 10AM unreasonable.This lady and her family created their own problem by waking up late and she is frustrated about that.

And he's not doing anything wild, just buying the dow, or the S&P and holding.

The wild card is property management.

I know that AC is one of those costs that vary wildly depending on the contractor and how busy they are.  

I grew up in Dallas, Texas and lived a pretty wild life.  

Hello ladies and gentlemen,I am currently looking for my first Multi-Family to househack in the Springfield MA area, and currently live in Enfield CT.