I obtained my FL RE license in May of this year, and have since found myself working primarily with owner financing transactions, as well as a few investors.

I've obtained a list of code enforcement violation for nearly 200 properties.

What states have you thought of buying more property, I as well have thought a new market may obtain better ROI?

So, like I said, not unreasonable that the first's claims leave you with little to no equity to attach to.Moral of the story, you need to obtain the first lien's payoff balance.  

Also, you can absolutely obtain a HML at your age if the deal makes sense to the private lender you find.

The safest way to continue moving properties is to (1) obtain a real estate license, or (2) partner with an investor friendly agent in your area.  

If she feels the hoa is being mismanaged, she may need to start talking with neighbors to find out who else feels the same way and make a plan for several of them to obtain board seats at the next election.

I'm interested in multi-family properties to buy and hold.I'd like to network with people who invest in Michigan and learn from them.Where is the best place to obtain a Michigan Rental Contract that I can customize? 

Commercial lenders (after you've obtained a loan) like to see your personal financial statement annually.  

I believe a great way starting off as an investor would be to obtain a property at a good price then resell to someone else rent to own.