I post this publicly - they are welcome to sue me for defamation, the discovery process would be fun.

In Ohio property ownership,sales,tax records are public records.

When I acquire an off market property at a good price and want to move it quick, before I even give the public (or even my large private buyers network) an opportunity I look into a shortlist of buyers I have a strong relationship with.

I don't want to wait 30 day in the hopes of getting over 720 and then another 30-45 days to complete the refi.Do you know if a non-conforming loan is an option?

If using a lender this is a non issue.

:For your convenience, and in an attempt to expedite the reconveyance of the Loan after full payoff in accordancewith the Payoff Demand, we have included a "Substitution of Trustee and Reconveyance" form.IMPORTANT: The "Substitution of Trustee and Reconveyance" form must be executed in the presence of, andnotarized by, a Notary Public.

The non-pro doesn't see things the way the pro does and therefore will miss things that will come to haunt you later.

If using a lender this is a non issue.

A little internet research has gotten me the phone number of the likely owner. 

Around here a lot of the homeowners that end up actually selling to investors are older people who don't really utilize the internet much.