A little about myself; I have no debt, 806 credit score, have 35k to invest, 15k available to use from access check on business credit card (plan on using for minimal rehab) and will be receiving loan from family for 20k to help invest at a 5% return to them. 

Look up the plat card and find the original square footage of the house.

@Gail Kaitschuck New York is the same as NJ. i had tenants who lived 10 months for free that i can't even hire a lawyer or anyone. they started to pay rent late for 2 months then paying partial rent for 3 months after the late payments. that's 5 months. then the process of court and evictions for over 10 months cause they know the game very well. they don't show up in court (that;s extending the stays). after that 5 months of late or partial payments. i already used high interest credit card to pay for my mortgage. off course i know it's a big negative. do i want foreclosure cause by the junkies?

You'll get all sorts of mail saying you are prequalified for loans, credit cards, etc.  

The house was valued at about 130k on the high side, we put it up on MLS for 79k, five minutes later a buyer sent us a contract for 81k.

So here are the cards in my hands before playing...- I just have been working my current employer for the past 3 going on 4 yrs with a 401k less than $5k- My credit score in two categories arrange between 610-650 with the third one being under 600. - I have 30k in school debt, which is the only thing on my credit report.- My DTI is 60.4 at is highest- After talking with a mortgage broker I am looking at the approval of about 100k-120kNow my goal is to purchase a multifamily property that would do at least two things: [1] Pay for itself with me living in one of the units [2] cover all expenses of home and personal.What would be possibly the stronger avenues to explore when getting financed regardless where I by my first multifamily property?

There are no requirements for non-citizen or non-green card holders to buy property.

I now have 10,000 out for the loan the home cost 5685 how would I got about calculating the interest 13% apr on the 5685 for the five months I paid it?

I currently have a great W-2 job so my planned growth is Short Term: One deal per year for the next five years.

Hey Antonio – I wholesaled five fire burnt properties last year- I have a handful of buyers that really like that niche.