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Updated about 8 years ago,

User Stats

59
Posts
15
Votes
Kyle Spinale
  • Lambertville, MI
15
Votes |
59
Posts

What do you really need?

Kyle Spinale
  • Lambertville, MI
Posted

I'm working on getting pre-approved. I talked to a lender and they said I needed two years of income verification. I told them I've been with my current employer for 9 months and they said they wouldn't be able to approve me. However, I left something out when I was talking to them.

I wasn't working for 9 months (before my current job) but before that I was employed somewhere else for 22 months. I have tax returns for the year of 2013-16. 

If I mention that, is there a possibility that I could get pre-approved? Or are they looking for two years of continuous income?

I took nine months off to get back into school. 

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