Hi Sebastian,Since you are a full-time student, a business-purpose loan would be a good financing option for you.

How did you finance this deal?

Seller financing would be ideal, but it is hard to come by and still requires a decent amount of cash on hand.

I know I will be taxed higher on income and it will be harder for me to find financing.

If you'd like to DM me I'd be happy to help you run the finance numbers so you can get a good estimate on the cash flow.

In Georgia, but not Columbus (can't change city after selecting it).I brought up the idea of seller financing, specifically a wrap, to an acquaintance in the area.

While we are not a local community bank we can definitely assist with refinancing out of your construction loan into more permanent financing in AL! 

Keep in mind that it will be difficult to finance this with a conventional or DSCR loan as they normally require the properties to be "turn-key" and you would most likely need to finance the deal with all cash or hard money.You can also collect documentation on the repairs during your due diligence period, but I would suggest getting this done upfront before your earnest money deposit is at risk.

And there are conventional and FHA loans out there that give you favorable financing for small multi units of 4 or less. 

Gotta get creative and search for some seller finance potentials in order to get a good BRRRR deal.