Getting a Deal in Early 20's WITHOUT being eligible for a lot of loans

[Jordan Lisnow]

I have posted on here previously, but I wanted to extend this message to anyone who has purchased an investment property WITHOUT having >50k in assets and not required to have a family member/friend co-sign for me (I am a 20-year-old, full-time college student). I am not eligible for a lot of loans, and even with a DSCR loan, I'm looking at 25% down with >8% interest. What other ways can I get creative with this? I have gone the hard money route and seems the loans are only for 6-12 months. Seller financing would be ideal, but it is hard to come by and still requires a decent amount of cash on hand. Additionally, I am not house-hacking since I will be relocating after graduation, but would want to keep my investment property in the area near my university.

[Nathan Harden]

Your only/best option is to find a seller finance deal. If you need, partner up with a buddy. 50% of a deal is better than 0%.