Ideally, the loan is secured via a promissory note against the one of the properties.

I've gotten exceptions to this, but there must be a compelling reason, ideally that we can document. 

I wasnt completely happy, but the final results matches my paperwork. - so yeah whatever..Originally posted by @Christopher Smith:Do your own calculation utilizing an actual paper form and by following the form instructions very carefully and see what you get.BTW - I use TurboTax and for some very odd reason Sch B was showing pennies on my entries, but nowhere else in my return did that happen all were rounded as expected.

A lot of banks will rate match as well so you can use that to your advantage.

They also sell, but I deal with Jamereon Keith of Real Estate Concierge.

I understand I can qualify for an FHA loan, but having a larger downpayment is ideal for me.Any input is appreciate.

I understand I can qualify for an FHA loan, but having a larger downpayment is ideal for me.Any input is appreciate.

The sellers I deal with don't want them on LoopNet and CREXI though.

These goals dictate the ideal asset type, in may case, single family homes.If you understand duplexes and they support your goals there is no reason why you should venture out into 4 families, which are typically lower rent per door. 8 and 12 unit buildings are different animal all together and in a way the worst of both worlds - these "mom and pop style MF" have lot of the disadvantages that come with MF, but don't give you all the advanatges and synergies that you get with a "real" MF, say 75 units and up with professional on site management etc.

Ideally, I would like to purchase a place ahead of time and transition into for retirement.