This causes the borrower to pay compounded interest as their extra principal that month is not working for them this month and "sits," in queue to be recalcuated on the 1st of the next month.This is not to say its bad or good because some people only get paid 1-2 times per month and have no extra cash flow coming in and dont have a lot of free cashflow at the end of the month so this might be the best strategy for their particular scenario.To best maximize HELOC pay check parking or AIO daily sweep function a borrower that Im looking for is either:- making a lot more than they spend per month like 1.25 - 2.0X income to expenses of the take home pay or more- or has a lot of flows like mentioned above - or combination of the above to super charge it

I would upgrade one side at a time spending 20K and raise the rent.

I was wondering everyone's take on the program, if you are familiar, and any advice on spending the 2k for entry.

I know the point of a LLC is to protect your personal assets and therefore it is usually recommended not to include your name, use a PO box, etc., when creating the entity.

Insurance also won't protect you from being sued in your own name, making your personal transactions subject to civil discovery, damaging your credit score in the event of a judgement, etc., etc. 

We want to spend time there and rent out when we aren't using.

Jay Hinrichs yes I noticed there is multiple real estate coaching company's based out of Utah... might be all the same company under different names to protect themselves 🤔

Again, I want to protect the homeowners as well without being a nanny state.I would really appreciate some feedback on this.

Don't spend too much time thinking about the details.

It is actually topical water proof, includes an extra cork backing for added protection, extremely scratch and UV resistant, and less expensive than the engineered wood, with similar pricing to the laminate.