Or would the lender/bank want the purchaser to have more skin in the game?

https://eligibility.sc.egov.us...The two complications with USDA are: 1. that the buyer has no skin in the game. 

I'm still learning as much as I can.PS: For those have who skin in the game, how many direct interactions do you typically deal with from your guests on average? 

Is the attorney an eviction specialist?

@Shayne HastingsYou need to find a "specialist" lender for this... 

Collect a reasonable down payment to ensure the buyer has skin in the game. 

This community is the best and want to leverage the expertise and experience here.I know there is ARV-based financing for residential investment properties but need to understand how the lender actually lends money based on ARV.Example scenario for numbers sake (not necessarily a real scenario):$100,000 Purchase price$10,000 Rehab costs$170,000 As completed (as repaired) valuePrivate lender says they loan at 65%ARV or up to $110,500 in this example.BUT...the lender says they STILL require apprx. 20% (of purchase price) borrower injection from me or about $20,000.....the 'skin in the game' requirement from most lenders.My questions:1.

I have about $90k cash to work with so I'll happily put skin in the game.

I’m not a financial advisor or tax specialist, so these are some questions that you’ll have to ask those folks. 

Sit on hold for ages and ages and noone picks up or once someone picked up, I tell her I want more information on the process, she says ok let me connect you with a specialist, then I'm on hold again for ages??