Financing Commercial Real Estate Deal

[Lauren Acrich]

Hello!

I am new to commercial real estate investing (apartments) and want to learn more about how hard money lenders agree to lend on commercial real estate transactions. 

Would it be feasible to put down, say $100,000 on a deal, and finance the other $900,000 through a hard money lender, for a total down payment of 1M on a 3M deal? The other 2M would be financed through a bank. If the underwriting for a deal like this proved to be cash flow positive while calculating for the worse case scenario, would this be feasible? Or would the lender/bank want the purchaser to have more skin in the game?

Any guidance is much appreciated!

-Lauren