If I told you to drop everything right now and go somewhere 30 mins away, would you get there in 30 mins?

This dropped cashflow by almost $200/month and took the house from a 15% CoC ROI to barely hitting 8% CoC ROI. 

As KC is on your short list of turnkey markets I figured I'd drop you a link to The Ultimate Guide to Grading Kansas City Missouri Neighborhoods.

Should I do:*HELOC*Personal Line of Credit*Business CreditI am stuck because each of these would hit my credit very hard and I am nervous that it will drop it too much to be in position to refinance.

Inventory has dropped sharply. 

I think home prices may see a drop soon so it may be a good time to refinance now unless you don't mind keeping your money tied up for a longer period and just let it cash flow at 890/month. 

Shot in the dark here but I'd guess they drop it in 2-3 months. 

Drop by an office and talk to the cutest broker 😉... 

'Waiting' for a market drop, too much of a seller's market, some other life event..... there will always be something.While I can't speak to the Raleigh-Durham market specifically, I'm actually in the process of closing on a deal in Chapel Hill right now - a townhouse with a downstairs efficiency just off downtown Carrboro, so I'll be treating it like a duplex.

Meaning a drop of sand on a huge beach of need.I suspect those in lower socioeconomic areas will stay put, no need to move as long as Section-8 keeps a roof over their head (and for various other social factors present in this population).Also it seems like its not just those from lower-socioeconomic areas burning things down.https://www.nydailynews.com/new-york/ny-molotov-nypd-brooklyn-lawyers-charged-20200531-nxamwxnjmzgvzmczi6z2ypcbzi-story.htmlAnd with talk about Antifa being part of this, and Antifa being declared a Terrorist Organization, that may break the backbone of this thing, and when they are rounded up (or dealt with otherwise) people may feel like the real threat is gone (true or not).Just my 2 cents.