(L.T.V is slightly lower for foreign nationals) Unless the buyer has some sort of foot print already established in the USA.Being non US citizen doesn't preclude anyone from getting capital, although banks may enforce more stringent eligibility requirements.

With my non-tired free time I really enjoy learning new things (like real estate investing) or being productive in a way that doesn't relate to my business (like my own creative pursuits).Thanks again everyone for the thoughts this has truly helped clear the picture for me.

I believe you will hear the term on the podcasts for this known 'house hacking'.So the rates you see published are available to the ones with the best credit and the finance institutions deem a safe risk.Now if you buy the house as an investor or non owner occupied your rate will be higher than the published rates you see even if you have great credit because the banks look at non owner occupied purchases as a higher risk. 

Hey Account Closed.You could contact Duraclean Services in Forest Hill MD and they can give you an estimate on what it would cost to remediate the mold before you buy.

Reputation is most important for after instillation service.

Too bad about the sewer tie-in limit but aerobic systems are not bad you just have to maintain them and have service contract on them.  

Hey Ryland,Thank you so much for posting this.I'm in the midst of a partner sabotaging our business by offering a competing service to our shared email list.Without getting into detail, the stress and depression have been crippling.

@Matthew Olszak  Options for Non owner occupied:   Option 1.  15-25 year fixed loan - 60% LTV, 3-4 points, and a rate in the 8s (for an empty (but not bad) credit report.  

I can provide some boots on the ground service in Vigo County when you decide to start doing tax lien purchases.

If a property needs flood insurance, it's a non starter for me.