They can be leveraged with commercial real estate loans that use the DSCR metric for evaluation; however, these are not under the “DSCR loan” product bucket.DSCR loans are for “business purpose,” only meaning that the owner of the property can not live in the property under any circumstances.

This is by no means to brag but I am living out my vision of being business owner, building long term wealth at a young age through real estate and having the freedoms to create my own schedule and building for the future for myself.

But you are talking essentially making three living quarters. 

I currently live in lawrenceville, ga but I'm going to move to tampa, fl.

House hacking makes sense to me as long as I'm paying less than I would renting while I'm living there.

I live in a resort town, with a lot of second homes, so the market price for an average home is already pretty high.

If we smelled anything like faking a name of a Living Trust as @John Underwood suggests or deeding back to original owner as a fraud we foreclosed in 30 days.

I purchased a duplex, renovated and rented one side while living in the back unit for a few years. since then I have moved out and rented both sides while renting a house for less.

@Christina Galdieri I agree with the comments on the window treatment replacement and the floor to be tiled (looks like a small bath of probably 50 or so square feet of floor tile, so shouldn't be too expensive to make it look semi-custom).

I live in a resort town, with a lot of second homes, so the market price for an average home is already pretty high.