I'm in north miami, servicing the Broward and North Dale area.

Quote from @Brittney Wright: Increase the rent based on what the market supports.

Or is it just based on tenant reporting?

I’m a registered nurse in New York City, new to real estate investing currently in the process of learning and building my knowledge base to make my first real estate purchase.

Hope this helps a bit, happy to dive a little deeper with you if you want and maybe have one of my PM's run some numbers for you based on actual bookings and data, not just airdna etc. 

Underwriting is primarily based off of the property not the borrower. 

Alongside acquiring rentals, I'm interested in establishing a service-based business within the real estate niche, potentially offering maintenance or renovation services.To make the most informed decision, I'd appreciate any insights from experienced Indiana investors on:Top Indiana Cities for Long-Term Rentals: What cities offer a strong rental market with factors like stable vacancy rates, positive cash flow potential, and opportunities for property appreciation?

My understanding is that DSCR appraisals are on the basis of market rent and property value based on comps.

The cellphone carrier will turn off the cell phone service if payment is not made. 

It seemed the appraiser knew EXACTLY how much I was looking to borrow and solely based the results of the appraisal on that.