Loan options on 4-plex in IN

[Richard Goore]

I just purchased a 4-plex in IN with cash. I would like to put a loan on the property to pull out as much of my cash as possible to use for other property investments. Wife and I have high credit score and we are high income earners (her W-2 & 1099 for me). Was looking at DSCR so it was easier than compiling so much info on our personal finances. I believe we would hit the >1% ratio for this. I am thinking I will keep this long term as I focus on improving rents, so a holding period is not a big deal as long as it is not too long. Longert term goal is to purchase larger apartment complexes.

Am I missing out on other options?  TIA