Can you please recommend any agents who provide insurance services?

Collect insurance certificates from everyone who is providing services where you are listed as a certificate holder.4.

Also, that may not fully account for future repairs and capital expenses.How was the property inherited? 

If you don't want to deal with being a landlord (not all of us get texts every week from tenants), hire a PM but be prepared for costs to go up through repairs and management. 

Brown and not an "outsourced" service.

DSCR lending:  This is Debt Service Coverage Ratio. 

On the other hand, if you are looking to use some form of commercial financing or a Debt-Service loan, other properties do increase your desirability. 

I do deduct the cost of repairs as expenses (shouldn't we all?!?)

If that's the case, it is an easy sell after repairs.

Not only do we have to pay a lower price for a property, just to meet the Debt Service Coverage Ratio our banks require, but also we need to be more competitive in the annual returns that we offer our investment partners.