Do Lenders Prefer a Borrower Has Real Estate Portfolio When Lending On Real Estate?

[William Coet]

If a multifamily owner sells a portfolio and then owns only a personal residence, but has cash from sale, will they be a less desirable borrower to lenders?  In other words, does owning an unencumbered cash-flowing RE portfolio make the borrower more desirable to lenders, or is cash on hand all that matters?

Owner doesn't want to put themselves into a less desirable borrower position for future acquisitions...

Thanks!