Yes, most of our DSCR products do NOT have pre-payment penalties (as long as you are not refinancing AND had the house on the market in the last 6 months) and with 20% down would be the in mid's 7's assuming good credit/DSCR over 1.00 etc. 

With $20k your best bet is to house hack a duplex in one of those areas.

I work with first timers that are house hacking. 

Hello all, I’m trying to figure out the best cities to start to invest in section 8 housing.

@Stuart Udis yes the houses are in areas I expect values to go up significantly, with positive population and job growth

I have 4 homes in a golf cart community and each house has a golf cart included with the rental.

Besides making our house prettier and more comfortable, something we can enjoy while we are here after the renovation,  all these things will certainly add a lot of value to the house.

You both make 100k a year and you want to build a 4-plex to replace your job and only manage the property or cruise off passive income?

I have someone who has a house they would like to sell but unfortunately they dont have the money to make the fixes needed to get premium for it.

I am a broker, property manager, and investor here in Clarksville, TN.