I love reading everything related to personal finance and implementing it.

How much you reserve depends on age, condition, and a few other factors like 'Do I want to save the reserves because ill need them to replace items' or 'i save the reserves to make sure I'm profitable in the long run'.

Another thing to keep in mind is that the property is in pittsfield so not a booming city such as Boston obviously which is related to why the rents and purchase price is lower.One of my concern is that it is a low cash on cash return I believe for my current situation.

Definitely start jumping into the community here and feel free to ask any questions related to Real Estate investing!

However some lenders will only allow a certain percentage of rental income (I’ve seen 75%) for relatively new rental managers.

This is my first post and I thank you in advance for sharing your expertise.I currently have a real estate perdicament for which I could use some advice and I expect that my experience is a relatively common one.I currently own a 3bd/2ba SFR in Oklahoma City (OKC) which I purchased as my primary residence in February 2016.

This means I can write off expenses related to my work.

One of my goals i hope to achieve from investing (long term) is to be able to afford to take a trip to Ireland to meet my distant relatives at some point. 

For example, if you are renting out 1 bedroom units in a decent area of Cincinnati, even with Cincinnati Public Schools, you are most likely not dealing with school age children.

I have a doubt and I do not know who to turn to, I am 18 years old and I am going to start working, and I want to save approximately 2 to 3 years to build in the back of my parents' house rooms for students as we live...