Accelerated Wealth Building: Room by RoomHouse hacking allows you to tap into a unique source of income by renting out portions of your home.

She doesn't have enough monthly income.

That's six months of free rent (thanks to the tax-payers and a government that loves to be generous with other people's money). 

Eat the sickening cap gains taxes and enjoy what’s left?

I am looking to invest in the future for additional income for retirement and to help build something that I can past to my son.

(permitting, taxes, etc)

If you are in the Kansas City Metro area in specific, note that Overland Park is considering banning STR or creating a licensing program - I guess they have nothing right now.Kansas City Missouri's auditor told them to petition the state to change law so they can tax and fee as hotels and to make their licensing program more streamlined and easier to enforce as only 7% of STR are permitted.We have several articles on our REIA's blog.And no matter where you are, these are probably the same issues you may be facing as cities far and wide are working to limit STR as there is a shortage of regular rentals.

It's a very unique investment in that I have to pay for all the utilities but the income is very good when the house is full.

@Derrick WallaceSee following for rules on self-employment income. https://www.irs.gov/individuals/tax-trails-self-employment-income-9

These are generating tax free income!