We also host 'Cash Flow Game Days' - the Robert Kiyosaki Game and have Happy Hours, Field Trips, etc.Anyways, my own story - last year I purchased a SFR after networking on BP and doing my own research for about 6 months.I wrote about how I selected a market in this BP Blog Post that I wrote:https://www.biggerpockets.com/blogs/6526/blog_post...Our next meetup is going to be on Oct 17, Seoul, Gangnam. 

The refi table isn't exactly where or when you want to discover this type of information.

I have been out of the credit/loan game for a while so I won't disagree with the authorized user thing, but the last time I paid attention, I heard they had pretty much closed that approach. 

So you really, really need to play the exit game and look at each unit and say " If I approached this tenant for a rent raise and they had to get out how much per unit would I have to put in to land a new tenant?"

I would think with that kind of cash to put "Skin in the game" you should be able to get "hard money" for flips.

Many new investors start off "too hot" and end up overdeveloping their first property or spending their money too fast - either of these behaviors will preclude you from achieving even your short-term goals and may knock you out of the game.

Most want 20% skin in the game.  

However the previous offer ,10k upfront financing the rest at 4% over 10yrs, is still on the table. 

I think the number one issue most people new to the game struggle with is how to obtain money to fund their deals.

Such as wholesaling or JV with another investor that brings to th table what you need.Best of luck