I'm with @Wayne Brooks on this.A R/M is a balloon payment note with an incurable breach feature.

As I continue to learn more and more I agree that networking is extremely important and crucial in building a great team! 

I realize having all this info is crucial in order for due diligence on the property. 

And we each have different software with differences in features and ease of use.

Finally for some hard data sources, here are a few (remember that raw data is mostly free, it's the analysis you pay for and often wrong):US Census This is THE source for median incomes, demographics and historical changeTrulia Local This is the coolest feature of Trulia by far.  

@Tajinder Kandola We use Buildium, a property management software that has a screening feature.

Networking with other investors is crucial to success.Getting education from the gurus is good but getting information here on BP for free is even better.I like Ron Legrand - the book and audio tapes I bought - got me started in real estate investing.

This is one of my favorite features of Bigger Pockets especially for asking specific questions.

This is one of my favorite features of Bigger Pockets especially for asking specific questions.

Welcome to BP @David MerrittFind and network with local investors using find feature!