Those standards cannot violate either Fair Lending or Fair Housing standards and those require additional written policies and procedures. 

There are many creative ways to get financing; owner financing, partners, hard money lenders, private lenders, credit cards, home equity loans, borrowing on insurance policies etc.

I aim for 5 a day, everyday while im out driving for dollars. 

I've met a CCIM in person at an investor meetup here in DC, and have read a few comments by other CCIMs in blogs/forums - you guys seem to be at another level in terms of real estate professionalism and know-how, which I aim to be at one day myself.  

You should accept them if they meet your screening criteria and make sure your pet policy and amount of occupants is clearly stated in your lease. 

My aim is towards duplexs and/or fourplexs.

Depending on companies involved, I have seen a vacant policy providing more coverage than a standard policy that the coverage has reduced due to vacancy. 

confirm the policy is specifically for a non owner occupied rental, includes loss of rent/income cov, and $1m of liability minimum.

He told me to simply purchase a liability policy for protection purposes so i would be protected as I would with an llc.

One of the charges is "Title-Lender's Policy" for $417.