Get a big general liability policy. 

It's blanket policies like Stephen E's that are responsible for the euthanasia of thousands of innocent family pets.

My personal portfolio is getting a little too large; with this purchase my umbrella policy will probably drop me.Anyone else deal with this?

Must be insured and I want to be an additional insured on his insurance policy with related work.Think WORST CASE SCENARIO!

I think it's because there are liability issues that we are not privy to and they've decided against it as policy.

:The best policy is the accept the first qualified individual. 

I don't see any evidence they actually applied and were rejected or in any way injured by the Landlord's policy.

@Chad Pantel Basically got a non permanent structure policy (in essence an RV policy) coupled with a g/l policy. 

@Caesar Perez there are a few things. 1) The city's policy on getting rehab plans approved2) The time constraints that pop up3) The little cost here and there like insurance, taxes (if you hold the property for a certain amount of time during the year), and small fees that pop up dealing with certain companies like dumpsters4) Hard Money Lender "games" like reducing the percentage done after an inspection which generally extends the time and amount you have to pay themThose are just a couple from the top of my head.

I realize the pros of putting multiple properties in a number of LLC's and the benefits of carrying a general liability policy.