If you are concerned about a 1M umbrella that, makes me think that your current policy is way too low for 10 houses.

We have Dryden Insurance with a VIP Plus  Dwelling Package, Coverage/Form DFL-153P added to the policy. 

This new policy that Trump just released on Friday stats the US wants to cut off ties with foreign investment from China. 

I recently received my EQ policy renewal for a four family building in STL.

I'm quoting some landlord policies at the moment.

I've handed off my LTR to a separate PM and they want to be named on a general public insurance policy for the unit, but truth be told, I feel like I need a solid umbrella policy to cover the MTR and any claims against myself and husband as the owners of the property.

We see policy from both sides.

I have each of mine under a Landlord Policy, but then have an umbrella policy over my own home and the rentals; extended liability coverage.

They will give you a different policy with different coverages.

As a sole operator, you have all the policies and procedures in your head and can apply them to many properties without referring to a binder.