So I would suggest you try the following first; Write a sentence describing the situation, just one sentence on the top of a piece of paper.Then write down all your separate thoughts about the situation until you have written down absolutely everything.Hopefully when you have done that you will begin to get some objectivity about how your thinking is holding your reason hostage :) That distancing is sometimes all you need to get a bit clearer and calmer.Then, continuing to get back to your logical side think:If I wasn't afraid AT ALL what would I do inside a situation that was presenting these uncertainties?

No Late payments on credit report does NOT mean that no negative itemsNo FREE 3 months - comes at a costShould only be used as LAST ResortForbearance = Deferment of payments and result in modified loanCredit will take negative hitForbearance is negative hit to creditModified loan is negative hit to creditHarder to get new loanTo qualify for new loan after forbearance, need to show 12 on time payments from date which loan was modified (date started making payments again)Applies to ANY loan - even REFIMassive Volatility:If huge increase of owners need to take forbearance, servicer of loan is still responsible to pay end investor.

I won't copy and paste, but the gist of it is this:  We are delighted to present this letter of intent to provide financing to MY LLC pending full financial review. 

I don't know how this specific moratorium is worded and if there's any criteria associated with it, but there's no reason to think rent is "forgiven", just deferred. 

I will defer some rent, waive late fees and perhaps even forgive some rent to people who were unfortunate enough to contract this disease. 

So I was wondering, is there some vehicle whereby I might sell the house now but with deferred payment?

It hopefully presents an opportunity to negotiate. 

Most are willing to defer payments for a while.

@Joe BlakleyJoe - very thoughtful post and a good assessment in my opinion 👍Your 3 schools of thought are right on the money.Personally, as a Boise/treasure valley Idaho REI, I am saving/rebuilding cash piggy bank, waiting for prices to drop (for whatever reason, you can think of top 3 easily) so I can purchase cash flow positive small multi-family when opportunities present themselves in next 6 - 12 months.

I haven't heard any statistics on the number of mortgages being deferred or going unpaid.