The goal would be to stack multiple units over the coming years using a combination of my VA eligibility and FHA loans

There are always many unknown factors but I will tell you my most recent property was a bank owned rental property they tried to rent it for $2,000 then dropped as low as $1,750 but when I purchased it I had multiple section 8 parties interested at $2,100.

I had to deal with a lot of bad tenant situations. 

What advice would experienced investors offer for our situation.

.- Real Estate Rookie - it's designed for people just like you who are getting started and seeking to understand terms, concepts, and processes...it's like a crash course to build knowledge in real estate- Bigger Pockets Podcast - this was their first podcast and it contains invaluable examples of other investors, situations they've encountered, and how they got to where they are today.

Single might not have as much cash flow, but multi family properties create more potential for issues since there are likely multiples of everything (furnaces, hot water heaters etc)-what property class are you looking for.

Hello,My GF is in a pretty frustrating situation with her current lender and I wanted to explain the situation to hopefully get some guidance on what she should do.

Im not trying to intentionally advise him i might say something unintentionally.one more question since it is multiple duplexes would it be a seperate closing for each one or could they roll them all into one loan?

It's crucial to conduct thorough research, consult with local professionals, and be prepared for unexpected expenses.If you're uncertain about specific local regulations or tax implications, consider consulting with a real estate professional, accountant, or attorney who can provide guidance based on your unique situation and the local market conditions.

Perhaps it was a situation where the borrower created value through the entitlement process and the lender treated the imputed equity as the cash contribution.