So effectively, USAA writes my umbrella policy, when it otherwise wouldn’t.Why don't I want USAA to cover my investment properties?

If you are showing and finding the prospective tenant and they are just assisting with paperwork, it might be cost effective.  

Ergo, when you subsequently sell the shares you would owe capital gains on the difference between your basis ($500) and the amount that the stock was sold for.Say, you eventually sell the stock for $1,700, your capital gains would be the difference of the "carryover" basis of $500 (NOT the $1,000 FMV as of the date of gift) and the selling price of $1,700; hence, your capital gain would be $1,200 - subject to the capital gains tax rate that would be in effect at that time.Again, seek out a competent tax advisor for further guidance.

Do not let emotion effect your decisions.  

At the bottom I have an implied rent value based on a later section that compares advertised rental rates.Next section is the Recently Sold section which is effectively the same as the current listings.I've noticed in my area there isn't a lot of recently sold data.

The 0% down loan limits do not scale up with unit count for VA loans, but lenders often have FHA and VA lumped together as "FHA/VA" in their heads.From VA.gov:VA's 2017 Loan Limits are the same as the Federal Housing Finance Agency's limits - 2017 Loan Limits (Effective January 1, 2017).

Something to the effect of The property is being delivered free of pests and rodents.

Congratulations, you've figured out the effect of compound interest.  

As an investment banker, and my colleagues and I strongly believe that a 15Y or 30Y fixed mortgage is the ultimate bank scandal, since you effectively pay double to triple your purchase price if you include the future interest payments.By saying that, I also bias since I love ARMs, and I believe that despite the rising interest rate environment, ARMs are still the best choice, although it does take some understanding.

When it comes to the marketing aspect, I think that "Steve buys houses" is going to be more effective - and more accurate.