Umbrella Policy Input needed

[Abdul Azeez]

Folks - I have a primary home and two vehicles. In addition I own a rental property in Memphis, TN. I am now in need of an umbrella policy. I live in NJ. I am getting the feedback that both home and auto needs to be with the same company for them to provide a quote on umbrella policy and they need $500k in liability on the underlying policies. Can anyone recommend some good options for me?

[Alexander Price]

@Abdul Azeez

I use Parker Rhett as my insurance agent for my properties in Memphis, however, the Umbrella will likely have to be done though your primary insurance agent in NJ. When I spoke with Parker about this, he mentioned umbrellas could be done across insurance agencies, but there is a lot of hassle. I use State Farm in TN and in CA. Makes life easy. They are a little more expensive, but their customer service is amazing and they are really responsive.