Of course it is just reapplying if you change your mind later.Hope it helps and congrats!

Principal balance at the end of year 5 would be $189,258 which you would then have to refi, keep in mind you'll incur closing costs again at that time and rates will likely be higher than they are now.I just did a cash out refi on one of my buildings and am doing a bunch of direct mail to find another one.

Looking for a motivated Real Estate Agent in Oakland, CA. 

I will keep in mind that costs and ROI are equally important. 

Keep in mind there are always places where the price tag is not that high.

And if you do decide to go with the deal of the extra 1k a month, you have to keep in mind that it’s investment in yourself.

I wouldn't mind talking to someone in the area to get a better sense of what is going on.Relatedly, does anyone know a property management company in the area or in Oswego County?

@Chris Seveney I will most certainly keep that in mind.

Ask opened ended questions about why they are selling to find out how motivated they are.

Connect with wholesalers, real estate agents, and other real estate professionals so that you can stay top of mind with them when they do hear of a good deal.