One question to ask includes: “If I create a signature on my computer (using my handwriting), does that count as a ‘wet signature’?”.

Agree with @David Krulac, you do not buy in some areas of PA to count on Appreciation, where I invest brings in some money, you make your money on tax write offs and Equity build up with your tenants paying enough to cover everything.

Curious If cash flow can count towards your income in order to more easily buy another property.

Using materials with a higher density than water, composites, metal, plastics etc. etc. you can either do something and hope it floats, or you can find the necessary equations and figure out first the weight of it all, cross reference that with the water displacement weight, and calculate FIRST whether the boat will float or not.Everyone that does DMM is basically building boats this first method.EVERYONE that does DMM is  shoots arrows in the dark, and HOPE some will stick.

Definitely DO NOT cross to the Maryland side if you are already in Virginia.

@Mel HarsHAs mentioned working with an investor friendly lender will allow you count rental income that is reflected on your tax returns, as well as 75% of lease agreements that are not reflected on your taxes if it is too soon, and 75% of rental income on new purchases.

If you are central/east USA, TD bank offers cross border banking, including mortgages. 

The plan would be an umbrella to encompass the next but we want to make sure every i is dotted and T crossed moving forward. 

This doesn't count all the phone calls we get!

Is there any way rent-by-the-room income can be counted for owner-occupied SFH mortgage qualification?