Interest rate buy-downs are available for refinances and HELOCs.Below is an example showing the benefit of the right interest rate buy down.The challenge is that we cannot choose the final lender upfront because buy-down options vary almost daily.

That's why I am paying for ChatGPT4, which has about 10x the inteligence of the free 3.5 version and make it a point to use it on a daily basis - basically to train me on how to use AI.

She went down their daily to feed the cats.

They won't be able to compete with the guy's doing this daily. 

Regardless, it'll be vital to build your core-4 if you plan to invest out of state, I'd recommend reading this article by David Greene: https://www.biggerpockets.com/blog/core-four-real-estate-tea... 

Like all commission-only sales job, you're gonna live or die on your ability to generate leads on a daily basis.

If you're set on investing out of state, whatever market you decide to invest in it'll be important to develop your core-4: https://www.biggerpockets.com/blog/core-four-real-estate-tea... 

It will come to the point that some people will have to pay for a security patrol to visit the properties daily to avoid this . 

However, people are still buying daily. 

My biggest hesitation is the cleaning up daily or weekly.