And, I must admit, it's probably smaller lenders that go there since they really don't want to waste their time.....I can see where a large lender as mentioned above would not give such matters a second thought as they are more risk adverse, having very regimented business operations.But Bryan, when you get people stacked up in your lobby, you'll start cutting the heard too!

It's going to suck for a while for sure but Americans thrive under adversity.

Along with the obvious burnt structural and cosmetic components, heat from a fire (and in some cases it can be extreme) will have adverse effect on masonry components. 

One other thought:  study 'adverse possession' and see if it might work for you in this situation. 

Background:  Historic buildings have local conditions which can be adverse to REI. 

On the flip side, highly risk adverse folks want to sleep easier at night and would never do that. 

BPLA takes 30% for each night's room rate which in high season is ~$200/night. currently waiting on historic booking rates for past 5 years.My wife is on board, which to date has been a hurdleas she is more risk adverse and sees this as a second home for us when we want it.

Whether it's because of an emergency situation, adverse operational changes, or increase in prices, you want to have the ability to just pack up your account and walk it across the street without even needing to vet the provider.

People with poor credit scores pay more for things than people with great credit scores.With 10 years of provable adverse possession, most title insurance companies will write title insurance.

My guess is: they'll be all talk, with NO guaranteed loan terms (until it's too late).There's MANY threads about Lenders supposedly promising certain terms, but changing them (invariably adversely) on the VERY day that signatures are needing to be exchanged!