I think in every market there are so many sub markets that you really have to be intimate with to make the smart choices. 

We've been working to get this house completely renovated and we're finally almost done.

My top choice for future investment are...AustinDallasAtlantahttps://www.cnbc.com/2018/08/16/as-amazon-narrows-...

However, i need to actually deed them into the LLCs as one last final step. 

My insurance company’s guy finally made it to the house a week after I closed and now they left a message asking if it’s still two addresses or one.

Although most investors have a preferred strategy and may try to sell it to others, me being no exception, once you analyse your options, 15 or 30, the choice should be obvious and 9 times in 10 the option to go with 15 or accelerated pay down has nothing to do with making money (the future being entirely unpredictable).

   I've been  in the construction and woodworking industries for ~25 years now, and I'm finally looking at investing into my own projects.

@Will Ervin please share what the final outcome was for this deal.

However, I now have a Duplex under contract in Birmingham and did the final inspection last week and I was looking to secure funding, then my current lender told me that they don't service the State of Alabama. :/ Does anyone know any smaller local or bigger banks that would offer the same type of loans?

Which is good for the tax base as well as tenants, who get more choice.