I wasted time trying to optimize things within my household ( that have little to no net benefit) .  

Please remember that I am not a lender and the numbers I use are based on web tools.Consider your exit strategy first and then as you work out the steps, your plan will become more clear. 

I think they are the I just can't afford the cost.I also use the web site of commercial brokers.

It's hard to argue that 500 hours to "optimize" $4,800 per year makes sense. 

I don't need more apps on my phone, so the web page is fine for me.

Yes, there is information available on the web, but most of them are catered towards ownership advise.

(Search for a reliable web link that explains IRRL's). 2.

I'm guessing I would still have to deal with the depreciation re-capture.Also, I have been looking at the new lower tax rates on the tax foundation web site which is good. 

Just keep building that cashflow and watching your return on equity as time goes one trying to optimize that.

I know I need to be able to react fast, so I want to optimize my next steps.I've read an extensive amount on "how to get that first property" but they all had different input, so I'd love to hear some from you guys on how you'd go about it as a first timer.Thanks in advance!