I plan on having a RE Attorney either draft or review the Lender's agreement prior to signing.

This was prior to the new laws, but they weren't following the laws then either.Your sale price is below the minimum loan amount taken in the secondary market.

It went through 2 prior major additions, including one in 2004 that was never quite fully completed.

Are you 5 months late, had prior communications with the seller, etc?

So far she should not have placed on MLS or done any advertising or marketing if she followed my instructions; because of the tree and the price I told her don't advertise or do MLS until I tell you a price and that the tree has been removed.I Think I have to appeal to the brokerage owner.

It was listed last fall prior to foreclosure at $227,000.

Contact the authority and tell then prior to closing.

Large deposits and prior relationship help however don't always guarantee the ability to get 7 year fixed loans.

I bought a duplex about a year ago as my primary residence prior to finding BP or really understanding real estate investing at all.

In this instance, based on your comment, it looks like the date of loss was prior to you having a possible insurable interest in the property.