Long story short, I didn't listen to her and others who tried to plant the seed of "negativity". 

I’m currently traveling so I’ll have to keep it short for now but happy to talk more soon!

My apologies - I didn't mean to be so abrupt and short with my answer but honestly, the email you received just hit a chord with me.Imagine a gas station sending you an SMS telling you that they would no longer sell gas to you if you don't start driving more.

It's a duplex so it falls under residential lending & valuation standards.......In short comps are the only thing that will be used to compute value of this home.

I very rarely sell because I'd much rather reap the long term rewards later than the short term reward now.

I want to start buying properties as a rental income and short listed Philadelphia and NJ for investment.

There will be volatility, so if you are looking for only a short-term placed to park you money this is not a good choice for you. 

To make a long story short the renters where horrible and no one was taking full responsibility of paying the refi.

This is short and sweet. 

There is quite literally EVERYTHING you need to know, short of actual tangible experience, on this site for someone to get started.