Think house hacking makes the most sense starting out - use house hacking and conventional financing and turnkey investments to start out and then shift over to commercial (DSCR loans) for BRRRRs after you have a couple years under your belt and are ready to scaleAlso - be careful of making such assumptions of raises, bonuses etc. over the next couple of years before even starting - things have a way of not always going according to plan (and always smart to be conservative with assumptions). 

lets see if they retract their continue rate hikes or proceed with them. and lets continue to see the supply and demand to determine the shift

There is shift or migration going on in WA.

But yes the market is shifting as the STR markets are getting over saturated or over regulated and LTRs no longer pencil as well

I moved to West Virginia in 2008 to open up a brand new casino and have worked as a shift manager for the past 11 years.

I used to invest in NJ/NY but nothing compares to the returns you can get in Morgantown so we have shifted our focus solely on the Morgantown market.

I know I shifted a couple of times, but have now settled into our groove with STRs and Large MF. 

You can generously defer some of that salary into the plan, however.So...If your goal is to grow your existing tax-sheltered retirement savings by investing in an asset class you understand, the Solo 401(k) would be a good fit, with limitations on your involvement and a shift to passive real estate strategies such as rentals or hard money lending as opposed to flipping.If your goal is to create and be actively engaged in a real estate development company, and have access to existing retirement funds to capitalize that business, then the ROBS structure will be the better fit.

It was hyped up last year by YouTubers and bloggers saying the markets would shift and foreclosures would be everywhere.

There are action steps and mindset shifts I'm going to make from this!