I know I hang up if I reach voice mail that doesn't identify itself or sounds generic.

Income from fiancee can be added after that point, assuming bottom line of 20k/yr, in 1 year(-5k for loans) I will save ~24k and then use traditional financing for future investments not using more than 50% of $$ saved to ensure there is a cushion for my first property.2) Wait it out for 6 mos and build up some capital(200/mo*6=1200 saved, not much), then follow plan 1, bank around 24k after 1.5 years.3) Wait even longer , say 1 yr, and start out with ~12k saved, hopefully better credit and qualify for better loan terms.Those are my 3 choices right now, I want to start ASAP while the market is down and money is cheap, long term I would like to buy more multi's, maybe a few SFR's and do a few fix-and-flips in between to build up enough to supplement my W2 job with rental income and retire early.So the question is: Should I start now?

I'm reaching out to people who are dealing with a very specific, anxiety-inducing problem, and I'm addressing this exact issue in my direct mail piece (pointing out the problem, highlighting the consequences of their inaction, and offering them a solution that is simple and easy for them to accept).It helps to know exactly who you're targeting (whatever their issue is), because it allows you to put yourself in their shoes and tailor your mail piece to communicate directly to those issues (rather than writing a generic message that doesn't really speak to their actual problem).

Biggerpockets is a great format for generic info and you may find everything you need here. 

Use a 1" x 2 5/8" white generic label.

Also, instead of just using the generic message to the market of - "I'm interested in buying your house at 123 main st."

I have used the expertise of professional copywriters to develop letters that push the specific prospects’ buttons and persuade them to call you.The postcards are written to the prospect and are not generic.

My advice is dont do Yellow Letters or any other generic campaign unless you have the funds to go very big!

So I went with a very generic letter so that I could facilitate the increase in mail.

After college, sales of vitamins and supplements, total gym rat(no responsibility back then), from there managed a large insurance agency.