What bank in CT will lend me this no income verification Also my credit score is 750 and I only have 1 year of credit history. 

You have to figure out how to deal with them or say goodbye to the income.

I agree with Jordan, your agent is the best in coming up with comps and ARV. 

I do like to start with open communication but if a tenant does not appear to be interested in coming up with solutions I recommend using an attorney right away. 

Do they plan on getting income? 

My current rent is $2300 at my apartment and I'm assuming the $2300-$2500 liability will be consistent in this property given the Purchase price, interest rate, and including rental income of $2000-$2200 of the other unit.

They always have capital outlay for months (sometimes many months) before any income (time value of money).  

Not sure if I’m kidding myself either  but I want additional income streams and I want them to grow over time.  

I'm drafting the legal documents myself so that saves.Maintenance will likely be about $300 annually for filing fees.

Only problem is with a short term my monthly mortgage payment will be 2K, and will cut deep into my cashflow during that time.With a little work I can get my COC to 3.1% per month for that 12 years.Appreciation is about average in this area and I expect to get about 4% annually maybe 5%.