She has different degree but decided to achieve doctor degree.

@Fernando NegronIf you have any specifics about what you are hoping to achieve with your project it would be helpful, if you have any interest and need info about areas surrounding Bryson City I could be helpful, but your question is pretty broad. 

Keep pushing, it is a game of learning like all fields, with the time and effort you will achieve your goals.

Once you can achieve that, the next thing to look into when comparing one investment option to the next is IRR.

Make sure you let him/her know if it is possible to achieve your goal and that he/she would be the one to list it.

The spread allows you to achieve healthy cash on cash return.

@Steve Hyzny It's one of the reasons I left California (+ traffic+pollution+the fact I couldn't buy-and-hold locally to achieve any sort of decent return).

Holding properties and living off the cash-flow is the goal because that can be very passive and allow you to achieve time freedom. 

That simple assumption is not universally accepted, especially here, and I would argue that if you do not examine that thought in greater detail, it will severely hamper your ability to build a real estate portfolio and achieve financial freedom.Personally, I would do a 70% cash out refi of my personal residence. 

It's a focus on the big picture, our insanely wild goals, and not allowing our day to day whirlwinds to deter us away from achieving what it is we set out for in the first place.Fortunately BiggerPockets is filled with like minded individuals who understand the quality of fruit that investing in real estate allows us to pick.