If they say no, then ask them what options they recommend since they are the ones limiting your progress to improve the community.  

Owned outright; no mortgage.

If it was an investment property then some would consider it but it would still require 15-25% down payment - as some lenders will do 85% of purchase + 100% renovation but no more than 70-75% ARV.

Hi greg, just to be upfront, I don’t know your background or your network , but I find it laughable and nonsense that you are a #2 contributor for “market trends and data” and can’t provide any advice other than find a program, find some books, and go get educated.

It's always a new account w/ no reviews, and it always starts with "is the place available on 'x' dates".

No penalty.  

My cpa Says no tax because it was heirship.  

It is getting foot traffic, but no one is applying.

No I'm not in NC but have some folks in Charlotte that would handle the showings for me.

If you are renting bedrooms out of the home you live in, there is no cost for the permit, but you still need to apply one.