Yes, I have my degrees, but that held me back from actually making a living.

Nobody wants to move when it is 95+ degrees outside. 

Another first world problem of mine is so many of the single ladies in my "target market" are only focused on getting their psychology degrees and working at Starbucks.

It's -30 degrees here in the winter.

I am currently working there right now while going to Weber State University and working on my accounting degree. 

I have a Business Management degree and am currently working toward my MBA in Healthcare Management.

I'll be honest, I don't know how cold it gets in your area, but in Indiana in December to February the average temp at night can be as low as 5- 7 degrees.

I have come back to SMU (graduated with a degree in finance in 2012 and then proceeded to work in banking for 4 years) to effectively make a transition into the commercial real estate industry by concentrating in Real Estate.

Also, it was 105 degrees in Salem today so if the landlord is putting your health at risk you shouldn't be afraid to report them to a non-emergency police number.

@David Faulkner... yes I factor all of those to some degree, but when the cash flow is negative or barely break even, its hard to convince myself that those other factors trump the poor cash flow. #2 and #3 assume you are getting a good deal and the likelihood of continued appreciation is high for the entire time you own the property..... buy at the high end of the market and those aspects fall flat.