I get the sense the sellers would take a low ball offer if I agreed to take on the tenant (indications are that he pays but who knows), looking for any expert feedback anyone may have on this situation.

Their initial response was sorry no we don't lend on US properties, and then after some digging and approaching them again with webpages that indicate they do, they came back and said you'll need to talk to our US locations about that - definitely going to pursue it, but just seems weird they wouldn't be wanting to promote their financial services. 

Hey @Abdul Azeez, if you want to give me the addresses of your properties I can give you an indication of value! 

Tax records indicate its a legal 2 unit property.

Reading those, investors would most likely assume both negatives and positives that would not be indicative of a market as a whole.  

This may indicate settling and ormovement in the stem wall and recommend you consult withthe seller regarding this condition.

Lo, and behold, one of the main lenders, specifically one that I did a *lot* of rental property loans with before the pandemic, just came out with this, this morning.As the image indicates, that 4.125% was 2.125% just yesterday.

Is there a tracking indicator to see how these rates are changing month over month and year over year?

Is there a tracking indicator to see how these rates are changing month over month and year over year?

(The substitute trustee filings are a marker/indicator for defaults.)