I would prefer my own Lender that I know well but it's appealing as it would make this cashflow much better. 

good afternoon,Does a private/ hard money lender Lend money in a rural area?

Jason,What lender does 75% LTV for foreign national DSCR?

The insurer says that the CC on file keeps getting denied.The borrower is failing to respond to calls/texts/emails/letters regarding the situation.The mortgage that was signed/recorded permits the lender to recover any charges associated with the need to apply this type of insurance policy, but doesn't specify how those charges are to be recoveredIn this example, the annual premium for the FPI that I (Lender) paid is roughly $1000.

Gross negligence is extremely hard to prove compared to negligence and as Stuart mentioned, most go for negligence because it typically will get the $ due to insurance coverage.

I used $16K of my own money and borrowed $14K from a private lender to purchase the note.

As a lender, you don't have to deal with the tenants and maintenance, just collect the payment.What are you going to do with the money?  

The next day, a rep from the lender says they're going to cancel the foreclosure sale and go w/ my sale, which was a bit higher. 

Compare that to the national average, which currently stands at 0.99%.

As mentioned above, Fannie/Freddie do not have any pricing difference.Most DSCR lenders also don't have any pricing difference.