Clearly this defeats the purpose of having the LLC in the first place.Does anyone have any creative methods to avoid the extra costs of transfer taxes over the years when wanting to refinance property held in a business entity?

I have had no problem renting the 1 bedroom units, however I have had no problem renting the 2 bedroom units either.

I have a 3 bedroom 3 bath single family home that has been rented to a single lady for almost two years now. 

I invest in C properties and some units are left just as nice as the tenant(s) entered them and some are a wreck (my one-bedroom apartments tend to stay in the best shape - larger properties with kids typically get wrecked to some degree). 

In fact in one 2 bedroom unit the tenant tells me with window a/c's his electric runs higher than their heat/month. 

If you find you're unable to get something right away due to your credit or income situation, you may still be able to acquire your first place creatively via a lease/option, seller financing or buying a place 'subject-to' the existing financing, plus there's always hard or private money however either of the last two would require having 'take-out' financing lined up in advance, which might be a stumbling block.

However, most of our subscribers who rent to students have more than two bedrooms available in each unit. 

Small, portable space heaters can warm a bedroom in minutes, and when used wisely they can save you hundreds a month on your heating bill.

We worked out a creative custom financing deal with Providence Bank to acquire 2  x 4 unit buildings by leveraging our equity in another building.

We need to confirm whether we can turn the basement into a 3rd bedroom.