Or a seller finance where you are playing a much lower rate.

I have done my research online and it doesn't seem like the strongest market (population is stagnant, crime rate is not the best, job industry isn't very strong) but I know personal accounts are important as well. 

You can contact Tobyhanna township licensing:https://tobyhannatownshippa.gov/str/Also, licenses are not transferable!

I understand the state of interest rates is giving pause to MANY would be buyers, but someone will ALWAYS need a home right?

Construction cost is more restrictive on our opportunities than interest rates. 

Returns on paper are higher the higher the cap rate is, but actual returns are higher the lower the cap rate is in my experience.

HELOCs are usually tied to the Wall Street Journal Published Prime Rate (some are tied to SOFR).

I think it is a good thing if the property has bookings for market rents and if the seller is willing to help transfer the bookings to you as the new owner.

The accuracy rate is usually around 65-75%. 

Need some Advice- Looking at todays rates whats the better way to go?